Mortgage intelligence for the self-employed and self-made
You built your income.
We make lenders count it.
Lenders see 1099s, K-1s, RSUs, and bank statements as paperwork. Adeft sees a qualified buyer. Ask anything, and get your Adeft Number: the income lenders will count, and the home it can buy.
- No cost, no obligation
- Grounded in published lender guidelines
- Easily share your file with a licensed loan advisor
How it works
From "what would I even qualify for?" to a number you can act on.
Start the conversation
Ask questions in plain English. When you're ready, connect accounts or upload docs. Adeft reads them the way an underwriter would, without the weeks of back and forth.
Get your Adeft Number and your buying power
See your lendable income across bank statement, 1099, conventional, and asset depletion programs, with the math shown at every step and buying power for each path.
Arrive as a strong buyer
Adeft prepares a complete, organized, verified file for your mortgage professional. You arrive as a complete file, not a folder of PDFs.
For mortgage brokers
Complex files, processed at a fraction of the cost.
Adeft agents complete files upfront, run verifications, match programs, and clear conditions, so your team supervises instead of grinding. Lower cost per file means better deals you can pass back to borrowers.
See the origination systemFor professionals
Advise with real numbers, collaborate without email loops.
Tax pros, wealth advisors, agents, and builders use Adeft to get clients their Adeft Number, model trade-offs before decisions get made, and stay in the loop through closing once a mortgage pro is engaged.
See Adeft for professionals